Market Snapshot

Kensington Financial Report

The benchmarks that shape borrowing costs — useful context for sizing a policy loan against the alternatives.

Last updated

July 29, 2026

Movers

3↑ 2↓ 2•

SOFR30

30-Day Average SOFR

+0.03%

3.62%

+0.00 since prior session

52w low 3.59%52w high 4.39%

Source: Federal Reserve Bank of St. Louis (FRED)View

PRIME

US Bank Prime Rate

0.00%

6.75%

0.00 since prior session

52w low 6.75%52w high 7.50%

Source: Federal Reserve Bank of St. Louis (FRED)View

MTG30

30-Year Fixed Mortgage

+0.46%

6.58%

+0.03 since prior session

52w low 5.98%52w high 6.74%

Source: Federal Reserve Bank of St. Louis (FRED)View

MTG15

15-Year Fixed Mortgage

+0.51%

5.96%

+0.03 since prior session

52w low 5.35%52w high 5.96%

Source: Federal Reserve Bank of St. Louis (FRED)View

CCAPR

Credit Card APR

-0.29%

20.94%

-0.06 since prior session

52w low 20.94%52w high 21.39%

Source: Federal Reserve Bank of St. Louis (FRED)View

PLAPR

Personal Loan APR

+4.40%

11.86%

+0.50 since prior session

52w low 11.14%52w high 11.86%

Source: Federal Reserve Bank of St. Louis (FRED)View

REVOLSL

Credit Card Debt

-0.39%

$1.34T

-$5.3B since prior session

52w low $1.30T52w high $1.35T

Source: Federal Reserve Bank of St. Louis (FRED)View

For informational purposes only.Values update daily and may lag real-time market conditions by up to one business day. Click any card's source link for the official figure.

Source: Federal Reserve Bank of St. Louis (FRED). Sparklines reflect available historical data for each series.

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