Who We Are

Kensington Financial Associates is a progressive lending platform that provides cash value loans through life insurance for your business and personal needs. We simplify the loan process and provide our clients with e-loan documents as a hassle-free solution to manage their liquidity.


Teddy Heichman

Teddy Heichman

President & CEO

Mr. Heichman has over 30 years of practice in, and a deep understanding of, the finance industry which stems from his work with retail, credit, and international private banking. By managing large banking divisions with branches and representative offices in 8 different countries, Mr. Heichman is a seasoned veteran in banking management, financial advising, and investments for high net worth individuals and families.

Bianka Alvarenga

Business Development

Ms. Alvarenga is responsible for developing agent and client relationships capitalizing on existing Whole Life Insurance policies. She has more than 10 years of experience in business development and sales, with deep knowledge of different products and solutions. She also has extensive experience in working with small business owners helping them get funding for their businesses. This positions her as a leader in providing financial solutions for Kensington Financial Associates’ clients.

Nicholas Yevglevski


What We Do:

Direct-to-Business Loans:

A tax-efficient way to unlock access to business funding using your life insurance.

  • Increased business cash flow
  • Purchasing inventory and equipment
  • Hiring staff
  • Purchase additional coverage
  • Other business and commercial use

Personal and Trust Loans:

A cost efficient way to access the equity in your whole life policy.

  • Your home
  • Your family
  • Your investments
  • Your retirement
  • Your own personal use and enjoyment

Contact Us

2980 NE 207th Street, Suite 807
Aventura, FL
+1 (877) 298-7331